Oxford Gold Group Review 2026: Fees, Ratings & How It Compares to Augusta for 401(k) Rollovers

Oxford Gold Group is a Los Angeles-based precious metals company that offers Gold IRA accounts, 401(k) to Gold IRA rollovers, and direct precious metals purchases. If you are researching Gold IRA companies for a 401(k) rollover, Oxford Gold Group will likely appear in your comparison research. This review examines the company’s fees, ratings, product offerings, and how it compares to Augusta Precious Metals — one of the most highly rated Gold IRA companies in the industry — so you can evaluate your options with complete information.

Affiliate disclosure: This page contains sponsored links to Augusta Precious Metals, Birch Gold Group, and other Gold IRA companies. If you request an information kit or open an account through these links, we may earn a commission at no additional cost to you. This compensation does not influence our editorial reviews or comparisons.

Oxford Gold Group: Company Overview

Oxford Gold Group was founded in 2017 and is headquartered in Los Angeles, California. The company offers two primary services: self-directed Gold IRA accounts (including 401(k) to Gold IRA rollovers) and direct physical precious metals purchases for delivery. Oxford Gold Group is accredited by the Better Business Bureau with an A+ rating and holds a AAA rating from the Business Consumer Alliance. The company is registered with FinCEN as a Money Services Business.

Oxford Gold Group has built a client-facing reputation for accessibility and a straightforward rollover process. The company employs rollover specialists who help clients navigate the process of moving retirement funds from a former employer’s 401(k) into a self-directed Gold IRA.

Oxford Gold Group: Products and Metals Offered

Oxford Gold Group offers IRS-approved precious metals for Gold IRA accounts, including:

• Gold: American Gold Eagles, Canadian Gold Maple Leafs, Austrian Gold Philharmonics, gold bars meeting 99.5% purity
• Silver: American Silver Eagles, Canadian Silver Maple Leafs, silver bars at 99.9% purity
• Platinum and Palladium: Select IRS-approved coins and bars at 99.95% purity

For direct delivery (non-IRA purchases), Oxford also offers a wider range of coins and bars for personal possession. Gold IRA holdings must be stored in an IRS-approved depository — the company uses Brink’s Global Services and Delaware Depository for IRA metal storage.

Oxford Gold Group: Fees

Oxford Gold Group’s fee structure for Gold IRA accounts includes:

• Account setup fee: Approximately $175 for new IRA accounts
• Annual administration fee: Typically charged by the IRA custodian, generally $75–$100/year
• Annual storage fee: Approximately $150–$200/year for segregated storage at an approved depository
• Precious metals premiums: The price you pay for physical metal includes a dealer markup above the spot price

Total annual carrying costs for an Oxford Gold Group IRA typically run in the $225–$300/year range for ongoing administration and storage, though actual costs vary based on account size and metal selection. Oxford does not publicly post a detailed fee schedule — prospective customers should request a full disclosure of all fees before opening an account.

Oxford Gold Group: Ratings and Reviews

Oxford Gold Group’s ratings across major consumer review platforms:

• BBB (Better Business Bureau): A+ accredited, with a handful of complaints that have been addressed
• Business Consumer Alliance (BCA): AAA rating — the highest available
• Trustpilot: Approximately 4.6–4.7/5 based on customer reviews
• Google Reviews: Generally positive, with customers highlighting the rollover process and customer service responsiveness

Common themes in positive reviews include a straightforward rollover process and accessible customer service representatives. As with any company in the industry, some reviews note the premiums paid above spot price as a point of consideration.

Oxford Gold Group vs. Augusta Precious Metals: Side-by-Side Comparison

For pre-retirees comparing Gold IRA companies, here is how Oxford Gold Group and Augusta Precious Metals compare on key criteria:

Key Differentiators: What Sets Augusta Apart

Both companies are legitimate and have strong consumer ratings. The most significant differentiators for Augusta Precious Metals are its educational approach and its customer satisfaction scores. Augusta’s process includes a one-on-one web conference with a member of the company’s economics team before any purchase decision is made — designed to ensure clients fully understand the Gold IRA process with no obligation or sales pressure. Augusta has earned a 5-star rating on Consumer Affairs and has been recognized as a top Gold IRA company by multiple independent review sites. For pre-retirees with $50,000 or more to roll over, Augusta’s educational process and customer satisfaction record make it a leading option to evaluate.

A Due-Diligence Checklist Before You Call Any Gold IRA Dealer Under $10,000 Minimums

Oxford Gold Group doesn’t publicly post a full fee schedule — which isn’t unusual in this industry, but it does mean the burden of verification shifts to you. Here’s exactly what to ask for, in order, before you commit to any Gold IRA company, Oxford or otherwise:

1. Pull the BBB and BCA profile yourself first. Don’t take a review site’s word for a rating — search the company’s exact legal name on bbb.org and bcaonline.org and check the accreditation date and complaint history directly.
2. Ask for the complete fee schedule in writing before opening an account, not after: setup fee, annual custodian fee, annual storage fee, and the dealer markup (spread) on the specific metal products you’re considering.
3. Confirm the actual custodian and depository by name, then verify that custodian is IRS-approved and that depository carries all-risk insurance. Reputable dealers will give you this without hesitation.
4. Get the buyback policy in writing, including whether there’s a liquidation fee and how the buyback price is set relative to spot.
5. Ask what happens after any promotional period ends — introductory fee waivers are common in this industry, and the post-promotional rate is what you’ll actually pay for the life of the account.

None of this is specific to Oxford Gold Group — it’s the same checklist we’d recommend before any Gold IRA consultation, because verbal quotes on a sales call and the number that ends up in your account paperwork aren’t always the same thing.

Is Oxford Gold Group Right for Your 401(k) Rollover?

Oxford Gold Group is a solid choice for investors who want to work with a company that does not impose a high stated minimum and prefer a more accessible entry point into a Gold IRA. Its A+ BBB rating and AAA BCA rating indicate a track record of resolved complaints and business integrity. For investors with larger rollover amounts ($50,000+), comparing Oxford Gold Group’s offering directly against Augusta Precious Metals — including fees, educational support, and customer service process — is a worthwhile exercise before committing.

How a 401(k) to Gold IRA Rollover Works

Regardless of which company you choose, the 401(k) to Gold IRA rollover process follows the same IRS-defined steps. First, you open a self-directed IRA through an IRS-approved custodian. Second, you initiate a direct rollover from your former employer’s 401(k) — the funds move directly from the 401(k) plan to your Gold IRA custodian, with no tax withholding. Third, once the funds arrive, you purchase IRS-approved physical metals through your chosen dealer, which are then shipped to an approved depository for storage. The entire process typically takes 2–4 weeks.

Frequently Asked Questions

Is Oxford Gold Group legitimate?

Yes. Oxford Gold Group is a legitimate precious metals dealer and Gold IRA company based in Los Angeles, CA. It holds an A+ rating from the Better Business Bureau and a AAA rating from the Business Consumer Alliance — both indicators of business credibility and complaint resolution standards.

What is Oxford Gold Group’s minimum investment?

Oxford Gold Group does not publicly advertise a minimum investment for Gold IRA accounts. Most precious metals IRA companies require at least $10,000–$25,000 to open. Contact Oxford directly for their current minimums and fee schedule.

How does Oxford Gold Group compare to Augusta Precious Metals?

Both are legitimate Gold IRA companies with strong ratings. Augusta Precious Metals has a higher minimum ($50,000) but is A+ BBB-rated by multiple consumer review platforms, holds a 4.9/5 Trustpilot rating, and offers a one-on-one educational web conference with an economist before any purchase decision — all with no obligation.

Can I roll my 401(k) into a Gold IRA through Oxford Gold Group?

Yes. Oxford Gold Group offers 401(k) to Gold IRA rollover assistance. The process involves setting up a self-directed IRA through a custodian, funding it via direct rollover from your 401(k), and purchasing IRS-approved precious metals that are stored at an approved depository.

What metals does Oxford Gold Group offer for IRAs?

Oxford Gold Group offers IRS-approved gold, silver, platinum, and palladium coins and bars for self-directed IRA accounts. All metals must meet IRS purity standards: gold at 99.5% (with Gold Eagle exceptions), silver at 99.9%, platinum and palladium at 99.95%.